Terms of Use

Last updated: July 19, 2026

By using this website, you agree to these terms. Website content is provided for general informational and educational purposes.

No Guarantees

TerConsults does not guarantee credit score changes, removal of accurate credit information, financing approval, investment returns, business results, or any other specific outcome.

No Legal or Tax Advice

TerConsults is not a law firm. Website content does not constitute legal, tax, or accounting advice. Consult an appropriately licensed professional for advice relating to your circumstances.

Investment Information

Investment-related content is educational unless services are provided by a properly licensed professional under a separate agreement. All investments involve risk, including possible loss of principal.

Lending Information

TerConsults is not a lender unless expressly stated. Third-party lenders independently determine eligibility, rates, terms, and approvals.

Credit Information

Consumers may dispute inaccurate or incomplete credit report information directly with consumer reporting agencies and furnishers without paying a credit services organization.

Limitation of Liability

To the fullest extent permitted by law, TerConsults is not responsible for losses resulting from reliance on website information or use of third-party services.